Placing a loved one in a nursing home is a decision that often comes with a heavy burden of guilt. Families may grapple with the emotional weight of this choice, feeling as though they are abandoning their loved ones or failing to provide the care they need. However, it is essential to recognize that in certain circumstances, such a decision is not …
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Eligibility: Married – vs – Single
The Medicaid (Title 19) program, a crucial component of the United States' healthcare system, provides health coverage to eligible low-income individuals, including families, seniors, and people with disabilities. One of the significant aspects of Medicaid is its asset protection rules, which vary depending on whether an applicant is a single …
Protecting Your Family With Planning Is Ethical
As the end of the summer approaches, our thoughts turn to the wonderful times we have enjoyed with our family. During the past week, we were blessed with the arrival of Jack, our second grandchild. As a result, I have spent a lot of time thinking about how we want to pass something along to our children and grandchildren. It is the …
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The Cost of Long-Term Care: A Greater Threat to Seniors than Inheritance Tax
As the population ages, the conversation surrounding the financial challenges faced by seniors has gained prominence. Among the various concerns, the cost of long-term care has emerged as a particularly pressing issue, arguably posing a greater threat to the financial well-being of seniors than inheritance taxes. This essay explores the reasons …
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Having “The Talk”
Dear Attorney Tully: Dad’s physical health is failing rapidly. He is already in a wheelchair and I suspect it’s probably time for him to go into a nursing home for long-term care. But, I’m worried because costs are so high in the nursing homes and Dad has not done any of the things you have suggested over the years in your column …
