When a loved one moves to a nursing home, family members are often shocked to learn that the bill is not paid by Medicare or health insurance. Few families have the money to pay the average nursing home bill themselves. In Connecticut the average nursing home bill is over $180,000 per year. Life savings can be depleted quickly paying these bills. …
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I have become increasingly concerned about incorrect “advice” that some seniors are being told by professionals about “spending down” for Medicaid (Title 19) and how soon one can become eligible. More and more I’m seeing clients who may have talked with a tax professional or another non-elder law attorney who has advised my clients that they have …
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In the landscape of financial management and planning, individuals often grapple with a myriad of decisions that impact their future security and well-being. Among these decisions, Medicaid planning and tax planning are two critical components that can significantly affect one's financial health. However, the importance of Medicaid planning often …
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In light of the shortage of caregivers, it is crucial to have a caregiver plan for seniors. The aging population is increasing rapidly, and many seniors require assistance with their daily activities and healthcare needs. Having a well-thought-out caregiver plan addresses the challenges posed by the shortage of caregivers and ensures quality care …
A growing problem in the long-term health care industry is whether a Medicaid application company is representing the nursing home or the patient. The situation reeks of a conflict of interest. Something that every senior should think long and hard about is: who is representing you? A colleague of mine from Cherry Hill, NJ, Jerold Rothkoff, is …
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