“Don’t wait to do something” In the recent Master’s Golf Tournament, 23-year-old Sam Bennett was a fan favorite, not just for his tremendous play, but also for the compelling story about his father who passed at an early age due to Alzheimer's. Dr. Mark Bennet was diagnosed with Alzheimer’s at age 45. Sam watched as the disease destroyed his …
Estate Planning and Probate
How to achieve peace of mind when both parents need care
Dear Attorney Tully: My father is in his late 80’s and can’t handle the stress of caring for my mother, who has Alzheimer’s. He is in failing health and has tried his best to care for her for years. Between her not sleeping, the need to monitor her 24 hours and the enormous cost of home care, he doesn’t know if he is coming or going. Please help …
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HOW LIFE INSURANCE POLICIES AFFECT MEDICAID ELIGIBILITY
Dear Attorney: I am so confused. My husband was just placed in a nursing home and will need Medicaid. Some of my friends are telling me that my husband and I can’t have life insurance policies. Is this true? ANSWER: While term life insurance policies do not count as assets for Medicaid eligibility, the value of whole life policies, …
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How can we afford a nursing home?
Dear Attorney Tully: Ten years ago, my grandmother became ill and needed nursing home care. I wish I had heard about you then. She lost everything she owned to the nursing home in 18 months. Now my father is ill and I don’t want my mom to lose everything. He is in a nursing home now and Medicare will end in three weeks. We are being told …
Make sure your representative is on your side
A growing problem in the long-term health care industry is whether a Medicaid application company is representing the nursing home or the patient. The situation reeks of a conflict of interest. Something that every senior should think long and hard about is: who is representing you? A colleague of mine from Cherry Hill, NJ, Jerold …
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