Studies show that older Americans prefer to stay in their homes if they possibly can. It is no surprise, then, that most care of older persons is provided at home, whether by family or by hired help. While many consider in-home care preferable to institutional care, there are public benefits and legal considerations, some of which may …
Archives for April 2023
“Don’t wait to do something” In the recent Master’s Golf Tournament, 23-year-old Sam Bennett was a fan favorite, not just for his tremendous play, but also for the compelling story about his father who passed at an early age due to Alzheimer's. Dr. Mark Bennet was diagnosed with Alzheimer’s at age 45. Sam watched as the disease destroyed his …
How to achieve peace of mind when both parents need care
Dear Attorney Tully: My father is in his late 80’s and can’t handle the stress of caring for my mother, who has Alzheimer’s. He is in failing health and has tried his best to care for her for years. Between her not sleeping, the need to monitor her 24 hours and the enormous cost of home care, he doesn’t know if he is coming or going. Please help …
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HOW LIFE INSURANCE POLICIES AFFECT MEDICAID ELIGIBILITY
Dear Attorney: I am so confused. My husband was just placed in a nursing home and will need Medicaid. Some of my friends are telling me that my husband and I can’t have life insurance policies. Is this true? ANSWER: While term life insurance policies do not count as assets for Medicaid eligibility, the value of whole life policies, …
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