Studies show that older Americans prefer to stay in their homes if they possibly can. It is no surprise, then, that most care of older persons is provided at home, whether by family or by hired help. While many consider in-home care preferable to institutional care, there are public benefits and legal considerations, some of which may …
Elder Law
“Don’t wait to do something” In the recent Master’s Golf Tournament, 23-year-old Sam Bennett was a fan favorite, not just for his tremendous play, but also for the compelling story about his father who passed at an early age due to Alzheimer's. Dr. Mark Bennet was diagnosed with Alzheimer’s at age 45. Sam watched as the disease destroyed his …
HOW LIFE INSURANCE POLICIES AFFECT MEDICAID ELIGIBILITY
Dear Attorney: I am so confused. My husband was just placed in a nursing home and will need Medicaid. Some of my friends are telling me that my husband and I can’t have life insurance policies. Is this true? ANSWER: While term life insurance policies do not count as assets for Medicaid eligibility, the value of whole life policies, …
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How can we afford a nursing home?
Dear Attorney Tully: Ten years ago, my grandmother became ill and needed nursing home care. I wish I had heard about you then. She lost everything she owned to the nursing home in 18 months. Now my father is ill and I don’t want my mom to lose everything. He is in a nursing home now and Medicare will end in three weeks. We are being told …
Make sure your representative is on your side
A growing problem in the long-term health care industry is whether a Medicaid application company is representing the nursing home or the patient. The situation reeks of a conflict of interest. Something that every senior should think long and hard about is: who is representing you? A colleague of mine from Cherry Hill, NJ, Jerold …
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