You may have heard the term “silver tsunami” used in explaining the number of baby boomers reaching retirement age, declining birth rates and individuals living longer. The U.S. Census Bureau projects that by 2035, for the first time in U.S. history, there will be more adults age 65 and older than children. As the number of seniors increases in …
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Q: Once I qualify for Medicaid, will the quality of care I receive be substandard? A: No. It is illegal for a facility to discriminate against someone receiving Medicaid benefits. By law, Medicaid patients are to receive the same level of care as private-pay residents. Q: Is a married couple always required to spend down one-half of their …
In order to understand Medicaid qualification, you first need to know how Medicaid treats your assets. Basically, Medicaid breaks your assets down into two separate categories. The first are those assets which are exempt and the second are those assets which are non-exempt or countable. Exempt assets are those which Medicaid will not take …
Read More about Basics of Medicaid: What you can keep and what you cannot →
The holidays are, for most people, a combination of tradition, nostalgia, stress and joy. We work hard preparing for our holidays, from finding just the right gift for a child to squeeze, to card-sending and traditional baking in-between open houses and business obligations. On top of the holiday celebrations, it’s also the time of year for …
Read More about Holidays may bring realizations within family →
A client of mine recently said that his parents have a bad case of the “I’m gonna’s.” Many times they talked about protecting their home and assets, but never did anything. They said, “We’re going to do the planning,” but didn’t. I saw the look of frustration on my clients’ son’s face. He was facing the terminal illness of his father and …
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