Dear Attorney: I am so confused. My husband was just placed in a nursing home and will need Medicaid. Some of my friends are telling me that my husband and I can’t have life insurance policies. Is this true? ANSWER: While term life insurance policies do not count as assets for Medicaid eligibility, the value of whole life policies, …
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Dear Attorney Tully: Ten years ago, my grandmother became ill and needed nursing home care. I wish I had heard about you then. She lost everything she owned to the nursing home in 18 months. Now my father is ill and I don’t want my mom to lose everything. He is in a nursing home now and Medicare will end in three weeks. We are being told …
A growing problem in the long-term health care industry is whether a Medicaid application company is representing the nursing home or the patient. The situation reeks of a conflict of interest. Something that every senior should think long and hard about is: who is representing you? A colleague of mine from Cherry Hill, NJ, Jerold …
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We’ve all had it happen. It’s been a bad day, the kids are screaming, the dog gets out and terrorizes the neighborhood, the washing machine overflows, all heck is breaking loose and the phone rings…And it’s your friend on the other end, asking “How’s it going?” You put on your happy face, smile and say… “Just fine” Alzheimer’s caregivers are …
Dear Attorney Tully: I thought this day would never come. My siblings and I have to place Mom in a nursing home. You cannot believe the guilt we feel about placing her there. We feel as if we have let our mother down. But we simply cannot provide 24/7 care anymore without destroying the lives my siblings and I have with our spouses and …
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