Few people want to reside in an assisted living facility, nursing home, continuing care retirement community, or other long-term care facility. Most people prefer to reside in their homes with the familiar presence of their family and friends. After one suffers a chronic or acute illness, that is not always possible. Elder law attorneys advise …
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Medicare is an entitlement program, while Medicaid is a welfare program. Medicare, in effect, is a government run health insurance plan. It is available to anyone older than 65 (or disabled) who has paid into the Social Security system. In contrast, you have to be poor (as defined by its unique rules) to qualify for Medicaid. Medicare pays for …
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Q: Once I qualify for Medicaid, will the quality of care I receive be sub-standard?A: No. It is illegal for a facility to discriminate against someone receiving Medicaid benefits. By law, Medicaid patients are to receive the same level of care as private-pay residents. Q: Is a married couple always required to spend down one-half of their assets …
Long-term care in the United States is provided overwhelmingly by unpaid caregivers; researchers estimate the value of this unpaid care giving at well over $196 billion per year. By contrast, paid care giving costs the public and private sectors about $173 billion, more than a quarter of which is paid out-of-pocket by individuals and their …
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Through the miracles of technology and science, our life expectancy has increased considerably over the last few decades. We are seeing people living longer and enjoying life to the fullest. While this certainly is good news, longer life brings with it unique and sometimes difficult circumstances. We may find ourselves in a situation where we …
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