We often hear from children who are concerned that their parents may not have an estate plan in place. The children are worried that if something happens to one or both parents, the children will not be equipped to assist their parents, and many times the children have no idea where the parents stand financially. Understandably, these subjects may …
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Most facilities in Connecticut can easily exceed $206,000 per year. Life savings can quickly be depleted paying these bills. As life savings are depleted, gone too, are the dreams many seniors have of leaving an inheritance to their children and grandchildren. Why do so many seniors think that Medicare will pay their nursing home bill? …
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Singer/songwriter John Mayer in his song, “No Such Thing,” wrote: And all of our parents They’re getting older I wonder if they’ve wished for anything better While in their memories Tiny tragedies It is easy for me to say in this column week after week, “You need to plan; you need to plan,” but is not always easy. There are …
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Dear Attorney: I am so confused. My husband was just placed in a nursing home and will need Medicaid. Some of my friends are telling me that my husband and I can’t have life insurance policies. Is this true? Answer: While term life insurance policies do not count as assets for Medicaid eligibility, the value of whole life policies, (the kind …
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Emotions can run high at the death of a family member. If a family member is unhappy with the amount they received (or didn’t receive) under a will, he or she may contest the will. Will contests can drag out for years, keeping all the heirs from getting what they are entitled to. It may be impossible to prevent relatives from fighting over …
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