Reverse mortgages can be a valuable financial tool for seniors, providing them with numerous benefits and opportunities. One should explore the reasons why reverse mortgages are good for seniors, focusing on their ability to provide financial stability, independence, and the potential for increased quality of life. One of the most significant …
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It often starts with the kids. They are worried about their aging parents and what will happen to the family house. Will it be lost to Medicaid should the parents need nursing home care or subject to estate taxes? The families’ well-intentioned solution: Place the deed in the children’s names. However, the parents don’t necessarily want to do …
As individuals age, the possibility of requiring long-term care, such as nursing home services, become a reality for many. However, the rising costs associated with these services can pose a significant financial burden on individuals and their families. Therefore, it is crucial to plan ahead and take the necessary steps to protect one's assets …
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Singer/songwriter John Mayer in his song, “Stop this Train,” wrote: I’m so scared of getting older I’m only good at being young So I play the numbers game To find a way to say my life has just begun Had a talk with my old man Said, “Help me understand” He said, “Turn 68, oh, you’ll renegotiate” The past few years and …
Many families take this time of the year to address 'the elephant in the room'. After visiting with mom and dad many adult children decide it is time for family meeting to handle the health and safety concerns. Their parents physical or cognitive failings are a source of stress and concern. If you’re a baby boomer, you may already have had ‘the …
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